Loan Rates Home Equity Rates Deposit Rates CDs and IRAs Fee Schedule
Effective as of: September 27, 2021
Loan Rates | ||
Annual Percentage Rate - APRs vary depending on the applicantâs credit history as well as the vehicle financed. All loans are subject to our normal credit requirements. | ||
Automobile Loans | ||
Model Year | Term | APR* |
New: 2017-2021 | 36-48 months as low as | 2.49% |
49-72 months as low as | 2.99% | |
Used: 2012-2016 | 36-48 months as low as | 3.49% |
49-72 months as low as | 3.99% | |
Used: 2010-2011 | Up to 60 months as low as | 5.00% |
Used, 2009 ** | Up to 60 months | |
** on case to case basis; add 1% for each year to the corresponding rate | ||
RVs/Boats | ||
Model Year | Term | APR* |
New: 2017-2021 | Up to 120 months as low as | 6.50% |
Used: 2012-2016 | Up to 120 months as low as | 7.50% |
Used: 2007-2011 | Up to 84 months as low as | 8.50% |
Snowmobiles and Personal Watercrafts** | ||
Model Year | Term | APR* |
New: | Up to 36 months as low as | 12.00% |
Used: | Up to 24 months as low as | 13.00% |
**Snowmobiles and watercrafts cannot be more than one year old. | ||
Personal Loan (unsecured) | ||
Term | APR* | |
Up to 60 months | as low as 11.00% | |
Personal Secured Loan | ||
Term | APR* | |
Up to 60 months | as low as 10.00% | |
Holiday/Vacation Loan*** | ||
Term | APR* | |
Up to 12 months | as low as 8.00% | |
***When available | ||
Regular Share/CD Secured Loans | ||
Borrow funds by placing your share account or CD balance as securityâ¦â¦â¦â¦...Dividend rate plus 3.25% | ||
Credit Card Loan | ||
Term | APR* | |
varies with amount | 9.99% | |