Loan Rates Home Equity Rates Deposit Rates CDs and IRAs Fee Schedule
Effective as of: September 27, 2021
Loan Rates | ||
| Annual Percentage Rate - APRs vary depending on the applicantâs credit history as well as the vehicle financed. All loans are subject to our normal credit requirements. | ||
| Automobile Loans | ||
| Model Year | Term | APR* |
| New: 2017-2021 | 36-48 months as low as | 2.49% |
| 49-72 months as low as | 2.99% | |
| Used: 2012-2016 | 36-48 months as low as | 3.49% |
| 49-72 months as low as | 3.99% | |
| Used: 2010-2011 | Up to 60 months as low as | 5.00% |
| Used, 2009 ** | Up to 60 months | |
| ** on case to case basis; add 1% for each year to the corresponding rate | ||
| RVs/Boats | ||
| Model Year | Term | APR* |
| New: 2017-2021 | Up to 120 months as low as | 6.50% |
| Used: 2012-2016 | Up to 120 months as low as | 7.50% |
| Used: 2007-2011 | Up to 84 months as low as | 8.50% |
| Snowmobiles and Personal Watercrafts** | ||
| Model Year | Term | APR* |
| New: | Up to 36 months as low as | 12.00% |
| Used: | Up to 24 months as low as | 13.00% |
| **Snowmobiles and watercrafts cannot be more than one year old. | ||
| Personal Loan (unsecured) | ||
| Term | APR* | |
| Up to 60 months | as low as 11.00% | |
| Personal Secured Loan | ||
| Term | APR* | |
| Up to 60 months | as low as 10.00% | |
| Holiday/Vacation Loan*** | ||
| Term | APR* | |
| Up to 12 months | as low as 8.00% | |
| ***When available | ||
| Regular Share/CD Secured Loans | ||
| Borrow funds by placing your share account or CD balance as securityâ¦â¦â¦â¦...Dividend rate plus 3.25% | ||
| Credit Card Loan | ||
| Term | APR* | |
| varies with amount | 9.99% | |